Indemnity Dental & Discount Dental Combo

The Indemnity dental  plan pays you or the dentist (at your request) a specific amount for each covered procedure.

  • There are hundreds of covered procedures.
  • Your only waiting period is on major dental procedures (1-year). The plan can go into effect on the 1st of the month and you can have all but major dental procedures done on the same day.
  • The plan will reimburse you up to the maximum reimbursement amount for each covered procedure.
  • There is no referrals required for a specialist.
  • There are no age limits.
You can use any dentist, pay the bill, and be reimbursed up to the limit for that procedure.

Benefits Details

  • The plan will pay up to $1,000 per person per year for dental expenses according to the plan’s schedule of benefits,
  • There is a $50 deductible per person each year but a maximum deductible of $150 per family regardless of family size,
  • There are hundreds of covered procedures in the indemnity dental plan,
  • You only have a waiting period on major dental procedures (1-year), The plan can go into effect on the 1st of the month and you can have all but major dental procedures done on the same day,
  • The plan will reimburse you up to the maximum reimbursement amount for each covered procedure,
  • There are no referrals required for specialist,
  • There are no age limits,
  • You can go to any dentist…there is no requirement of seeing a participating dentist,
  • Children who are full time College students can stay on the plan until age 23.
Includes the Association's Discount Dental Plan for greater savings...
After payment is made for the discounted services, submit the paid invoice with a completed claim form to receive additional savings by the amount reimbursed for eligible procedures. See the table below for examples of potential savings.
Procedures:
  ADA* Average Retail Costs Discount Dental Costs Percentage of Savings Indemnity Plan Pays You Your Real Cost Your Savings Using Both Plans
Full Mouth X-Ray $57 $32 44% $12 $20 65%
Adult Cleaning $92 $53 43% $18 $35 62%
White Fillings $178 $76 67% $22 $54 70%
Upper Dentures (complete) $1,483 $843 43% $156 $687 54%
*American Dental Association
 
A through dental plan combines the advantages of our Association discount dental plan with a reimbursement (indemnity) plan; or, if your dentist of choice is not a participating provider in the discount plan, you can use any dentist, pay the bill and be reimbursed up to the limit for any covered procedure by the indemnity plan. It is a unique concept whose time has come.

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Indemnity Dental and Discount Combo Click here to Apply

This material is designed for informational purposes only and merely summarizes the benefits available. All benefits are subject to the policy and any amendments which alone constitutes the agreement under which payments are made at the time of claim.